Late payments, charge offs, closed accounts, repossessions, evictions and more

Once an item is removed, it will be a violation of FCRA to reinsert; we will address account(s) if this happens but if debt is resold to a NEW collection agency, it is now considered a new account that you must PAY TO DELETE

Depends on your individual situation; Can be as soon as 60 days or as long as 1 yr; most files are corrected and closed within 180 days

You would have to PAY TO DELETE the Account(s) as its not covered under original contract

If you have no accounts reporting in a positive standing, then YES; if you have an insufficient amount of accounts reporting (at least 2 is needed) then YES

If nothing is removed within 180 days, a full refund will be given; if less than 4 items are removed within 180 days, a partial refund will be given (TBD based upon accounts removed)

File will automatically be closed for breach of contract unless PRIOR permission was given;

Keep credit monitoring active (mandatory while in repair status) and do NOT apply for anything until complete

NO, monitoring have to be one of the companies listed in email or resource tab in customer portal as it syncs to our system

If you have more than 4 accounts needing to be removed, Basic Credit Repair is needed; under 4 accounts will be $250 per account removed

Balance will become immediately due for Breach of Contract and turned over to our Collections Dept.