FAQs

Late payments, charge offs, closed accounts, repossessions, evictions and more
Once an item is removed, it will be a violation of FCRA to reinsert; we will address account(s) if this happens but if debt is resold to a NEW collection agency, it is now considered a new account that you must PAY TO DELETE
Depends on your individual situation; Can be as soon as 60 days or as long as 1 yr; most files are corrected and closed within 180 days
You would have to PAY TO DELETE the Account(s) as its not covered under original contract
A trade line is a record of activity for any type of credit extended to a borrower and reported to a credit reporting agency.
If you have no accounts reporting in a positive standing, then YES; if you have an insufficient amount of accounts reporting (at least 2 is needed) then YES
If nothing is removed within 180 days, a full refund will be given; if less than 4 items are removed within 180 days, a partial refund will be given (TBD based upon accounts removed)
File will automatically be closed for breach of contract unless PRIOR permission was given;
Keep credit monitoring active (mandatory while in repair status) and do NOT apply for anything until complete
NO, monitoring have to be one of the companies listed in email or resource tab in customer portal as it syncs to our system
If you have more than 4 accounts needing to be removed, Basic Credit Repair is needed; under 4 accounts will be $250 per account removed
Balance will become immediately due for Breach of Contract and turned over to our Collections Dept.

Yes, when invoice populates upon completion of Credit repair application, click (X) to remove $499 startup fee and choose drop down option to select Credit Repair (pay in full) option

For additional questions, please click START YOUR JOURNEY on home page and send us an email

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We appreciate your interest in the Gifted Tax Service. Please feel free to contact us at info@giftedtaxservice.com, find us on LinkedIn, or fill out the form to further get in touch with us. Our team will view all the details to get back to you with a better way to help accommodate your needs.
Proving our capabilities and with the hard work of our valuable employees, we have managed to make a sustainable number of clients that recommend us all the time. Being one of the best credit repair companies in your area, it is quite likely that you will get our recommendation for the credit repair job when it is required. Furthermore, if you search for reliable credit repair services near me, you will find Gifted Tax at the top of the list. Providing fast credit repair services is one of the things we do well as a top-notch agency. The purpose of our program is to help people achieve a high credit score so that everyone can enjoy financial stability.
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