The key to a 700 Credit Score is the correct Credit mix. A file should generally:
The top 3 factors that make up your score are Payment History, Amounts owed (utilization), and Credit Age (the length of time you have been managing your credit)
We strongly recommend getting the proper tradelines at the beginning of your repair journey so by the time it’s complete, you will have built somewhat of a history of positive payments which is MANDATORY to have a healthy credit score
We have you covered on the Top 3 score boosting factors
We recommend our Credit Building Card because it does not cause a hard inquiry to apply that will further hurt your score; you can apply for 2 cards using one application
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